ComposedPro Wealth

Model & Hypothetical Performance Disclosure

The performance results shown reflect a hypothetical model portfolio and do not represent the performance of any specific client account. Model performance is for illustrative purposes only. Actual client results may differ due to cash flows, timing, and implementation. Past performance is not indicative of future results.

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Assumptions & Methodology

Returns are based on index proxies or third-party data sources deemed reliable. Allocations assume quarterly rebalancing. Performance is shown net of underlying fund or index expense ratios and assumes a 0.50% annual advisory fee, applied quarterly. Performance does not include trading costs and taxes unless otherwise stated. Actual client experience will differ.

 

Risks

All investing involves risk, including loss of principal. While the model seeks to manage risk through diversification, it is subject to market, interest rate, and other risks. Periods of loss and drawdowns may occur, including during adverse market conditions. The model allocation includes exposures that may experience substantial volatility and declines. Future market conditions may differ from historical conditions used in this analysis.

 

Not a Guarantee or Forecast

Hypothetical performance is not a guarantee of future results and should not be interpreted as a prediction or projection.

 

Suitability Disclosure

This material is for discussion purposes and is not a recommendation. Suitability depends on the client’s objectives, financial situation, risk tolerance, and investment horizon.